How to Write Cheque Amount in Words โ UAE Complete Guide (2026)
Updated July 2026 ยท 8 min read
Quick answer:
AED 5,250.75 โ Five Thousand Two Hundred Fifty Dirhams and Seventy Five Fils Only
Use the free AED converter to get the exact text for any amount instantly.
The UAE Cheque Amount in Words Format
All UAE banks require the amount in words to follow a specific format. Getting this wrong can result in a returned cheque or bank fee. Here is the exact structure:
Format:
[Dirhams in words] Dirhams and [Fils in words] Fils Only
Examples:
AED 1,000.00 โ One Thousand Dirhams Only
AED 500.50 โ Five Hundred Dirhams and Fifty Fils Only
AED 25,375.25 โ Twenty Five Thousand Three Hundred Seventy Five Dirhams and Twenty Five Fils Only
Step-by-Step: Writing a UAE Cheque
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1
Write the date โ Use DD/MM/YYYY format. For post-dated cheques, write the future date.
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2
Write the payee name โ Full legal name of the company or individual. Cross out the "or bearer" section if paying a specific person.
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3
Write the numeric amount โ Write the AED amount in the box. Add lines before and after (e.g. ***5,250.75***) to prevent alterations.
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4
Write the amount in words โ This is the most error-prone step. Use the AED to words converter to get the exact text, then fill the entire line to prevent additions.
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5
Sign the cheque โ Must match your bank signature. Some banks require two signatures for business accounts above certain amounts.
Writing Cheque Amount in Arabic โ UAE
Islamic banks and some government entities in the UAE prefer or require the amount in Arabic. The format is:
AED 5,250.75 in Arabic:
ุฎู ุณุฉ ุขูุงู ูู ุฆุชุงู ูุฎู ุณูู ุฏุฑูู ูุง ูุฎู ุณุฉ ูุณุจุนูู ููุณูุง ููุท
Use the converter's AR toggle to get the Arabic text for any amount.
Which UAE Banks Require Amount in Words?
All UAE banks require the amount in words on cheques. Here are the requirements for the major banks:
| Bank | Language | "Only" Required? |
|---|---|---|
| Emirates NBD | English or Arabic | Yes |
| First Abu Dhabi Bank (FAB) | English or Arabic | Yes |
| ADCB | English or Arabic | Yes |
| Mashreq Bank | English or Arabic | Yes |
| Dubai Islamic Bank | Arabic preferred | Yes |
| RAK Bank | English or Arabic | Yes |
| ADIB | Arabic preferred | Yes |
| HSBC UAE | English | Yes |
Common Amount in Words Examples
| Amount (AED) | In Words |
|---|---|
| 100.00 | One Hundred Dirhams Only |
| 500.00 | Five Hundred Dirhams Only |
| 1,000.00 | One Thousand Dirhams Only |
| 1,500.50 | One Thousand Five Hundred Dirhams and Fifty Fils Only |
| 5,000.00 | Five Thousand Dirhams Only |
| 10,000.00 | Ten Thousand Dirhams Only |
| 25,375.25 | Twenty Five Thousand Three Hundred Seventy Five Dirhams and Twenty Five Fils Only |
| 50,000.00 | Fifty Thousand Dirhams Only |
| 100,000.00 | One Hundred Thousand Dirhams Only |
| 500,000.00 | Five Hundred Thousand Dirhams Only |
Free AED Amount to Words Converter
Get the exact text for any amount โ English or Arabic โ in one click
Use Free Converter →Frequently Asked Questions
Is "Only" mandatory when writing cheque amount in words in UAE?
Yes. Writing "Only" at the end is mandatory for all UAE bank cheques. It prevents anyone from adding more words after the written amount. Banks will not process cheques missing this word.
What if I make a mistake writing the amount in words?
Do not use correction fluid on cheques. If you make a mistake, draw a single line through the incorrect text, write the correct text above, and initial the correction. For large amounts, it's safer to request a new cheque leaf from your bank.
Can I print the amount in words instead of writing it?
Yes โ printed cheques are fully accepted by all UAE banks. A professional cheque printer setup ensures the amount in words is printed correctly every time, eliminating manual writing errors. This is why businesses printing 20+ cheques per month typically invest in a dedicated cheque printer.
How do you write 50 fils in words on a UAE cheque?
50 fils is written as "Fifty Fils". So AED X.50 would be "[X in words] Dirhams and Fifty Fils Only".
Which language should I use for cheque amount in words in UAE?
English is accepted by all UAE banks. Arabic is preferred by Islamic banks (Dubai Islamic Bank, ADIB, Sharjah Islamic Bank) and for government payments. For business-to-business payments, English is standard.
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