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2026-09-10 · 7 min read

How to Write AED Amount in Words on a Cheque UAE — Complete Guide

Treat the amount line as a short sequence: copy the numeric value carefully, begin the wording at the left edge, include any fils, add “Only,” and close the remaining space. The steps below show where each part goes.


Use the Free AED Amount to Words Converter

Start with the AED amount-to-words converter tool to produce the dirham-and-fils wording, then follow the placement steps below.

Open AED to Words Tool →

The Rules for Writing Cheque Amount in Words UAE

  1. Spell out the full amount — no abbreviations (not “5K” or “5 thou”)
  2. Capitalise the first letter — start with a capital (e.g., “Five Thousand”)
  3. Use “and” between hundreds and tens — “One Hundred and Twenty-Five” (some styles omit this, but most UAE banks accept both)
  4. Use hyphens in compound numbers — “Twenty-Five”, “Thirty-Seven”
  5. Add fils after dirhams — “Twelve Thousand Dirhams and Fifty Fils Only”
  6. End with “Only” — this signals the amount is complete and prevents alteration
  7. Fill remaining space with a line — draw a horizontal line after “Only” to the end of the words line, preventing additions

Common AED Amounts Written in Words

Amount (AED) Written in Words
500Five Hundred Dirhams Only
1,000One Thousand Dirhams Only
2,500Two Thousand Five Hundred Dirhams Only
5,000Five Thousand Dirhams Only
10,000Ten Thousand Dirhams Only
15,750Fifteen Thousand Seven Hundred and Fifty Dirhams Only
25,000Twenty-Five Thousand Dirhams Only
50,000Fifty Thousand Dirhams Only
100,000One Hundred Thousand Dirhams Only
500,000Five Hundred Thousand Dirhams Only
1,000,000One Million Dirhams Only
1,250.75One Thousand Two Hundred and Fifty Dirhams and Seventy-Five Fils Only

How to Write Amount in Words with Fils (Cents)

When the amount includes fils (the sub-unit of the UAE Dirham, equivalent to cents), write the dirhams portion first, then “and”, then the fils in words, then “Fils Only”.

AED 100.25 → One Hundred Dirhams and Twenty-Five Fils Only

AED 7,500.50 → Seven Thousand Five Hundred Dirhams and Fifty Fils Only

AED 12,345.75 → Twelve Thousand Three Hundred and Forty-Five Dirhams and Seventy-Five Fils Only

If the amount is a round number (no fils), write “Dirhams Only” — do not add “and Zero Fils”.

Common Mistakes When Writing Cheque Amounts in UAE

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Missing “Only”

Without “Only” at the end, someone could add words and increase the amount.

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Figures and words do not match

UAE banks go by the words in case of discrepancy. If words say less than the figures, the payee receives less.

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Abbreviating amounts

“5K Dirhams” or “5,000 Dirhams” in the words line is not accepted — must be fully spelled out.

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Leaving space after the words

Always draw a line from “Only” to the end of the amount field to prevent additions.

Free AED Amount to Words Converter

Type any amount — get the exact words to write on your UAE cheque, with fils, in correct format.

Open the Converter →

Printing Cheques Automatically (Skip Hand-Writing)

If you issue cheques regularly, printing them eliminates all of these mistakes. Cheque printing software auto-generates the amount in words from the figure you type — you never hand-write the words line again.

For businesses issuing more than 5–10 cheques per month, software pays for itself in time saved and errors avoided.

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